Homeowners Insurance

Standard Homeowner’s Insurance Doesn’t Cover Earthquakes and Flooding

by Kevin Mercadante October 12, 2015

Many homeowners are completely unaware that their homeowners insurance policy does not cover earthquakes or flooding. Worse, they may assume that they’re covered and take no action as a result. That assumption could be the most costly financial mistake you ever make. Both flooding and earthquakes come without warning and can do enough damage to […]

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Types of Insurance Homeowners Need

by Kevin Mulligan August 9, 2013

Compared to renting, owning a home can be a great thing. You can paint whatever colors you want (unless your homeowners association says otherwise) and you get to decide what the landscaping looks like. Yet owning a piece of property worth hundreds of thousands of dollars is a big financial risk, too. That’s why you […]

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How to Get Rid of Private Mortgage Insurance (PMI)

by Ryan Guina October 13, 2010

When you bought your home, you may have been required to take out Private Mortgage Insurance (PMI) if you didn’t make a large down payment. PMI is normally required when you borrow more than 80% of the property’s value, even if you have perfect credit. If you buy a house with less than a 20% […]

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